worksmart
The Offer Math Calculator

Work out what your number actually costs you in hours.

Making money is arithmetic. Believing you can is the hard part. Most people pick a business first and hope the math works. This calculator makes you do it the other way: name the number, then find the model that produces it inside the hours you actually have.

  • Four models, service, retainer, membership and digital product, recalculated live against your own monthly target
  • A plain sentence telling you whether the hours fit, and what to change if they do not
  • A week designer that blocks life first, then the hours you sell, and shows the gap agents cover
  • The agent stack behind each model, three to five agents, what each reads and hands back
  • Five ways to start alongside a job, each with the honest reason it fails
ModelPriceCustomers for 10,000Hours a weekAgents cover
Service2,500420delivery admin
Retainer5002012drafting
Membership1001008content and onboarding
Digital product254006the funnel
This model needs 34 hours a week and you said 20. Raise the price or change the model.

You get the calculator now and the agent stacks by email, plus occasional email from Morgan. Leave any time.

Step 1

Your inputs

Your target is money in. Tax and costs come out of it, so pad the number before you trust it. Saved on this device as you type.

Step 2

The four models

Prices are editable. Every other number is calculated from the price and your target, so change a price and the row updates.

ModelPriceCustomers for 10,000Hours a weekAgents cover

Four customers is not hard, four hundred followers is not hard either.

Step 3

Step 4

Design the week

Monday to Sunday, 6am to 9pm. Three passes, and the order is the method.

Block the non negotiables. School pickup, gym, the two mornings that are not available. Tap an hour to block it, tap again to clear it.

LifeSell and deliverThe gap

Pass 3: What is left is the gap. Every unblocked hour above. That gap is the agent brief. A designed week leaves work uncovered, and uncovered work is exactly what agents are for.

An example week, 22 working hours

The white space is the point, not the leftover.

Step 5

The agent stack for this model

All four models run on the same small set of agents. The highlighted one is where this model differs.

Step 6

Five ways to start alongside a job

For people not ready to pick a full model. Every one of these fits nights and one weekend block. None of them should put the income that funds the experiment at risk.

Step 7

The hardest step is the one nobody automates.

Send the offer, name the price, wait.